Consumer Credit and Budget Counseling
Use the fee schedule below to determine the fee you will be paying.
You will also have to sign an Income Certification / Verification Form
Alternatively, you can mail your payment (MONEY ORDER only) to the following address
CCBC - PREBANKRUPTCY
Post Office Box 866
Marmora, NJ 08223-0866
PreBankruptcy Needs Based Fee Schedule |
|
Fees are Waived or Reduced Based on Hardship or Ability to Pay: |
|
| At or Below Poverty Level: | No Fees Charged |
| Low Income: (see below) | $ 25.00 Per Individual |
| $ 25.00 Couple filing Jointly | |
| Persons with Disabilities, Retired and relying on Social Security | $ 25.00 Per Individual |
| $ 25.00 Couple filing Jointly | |
| All Others | $ 30.00 Per Individual |
| $ 40.00 Couple filing Jointly | |
Poverty and Low Income Levels |
||
Size of Family |
Poverty Level * |
Low Income Level (185%) |
1 |
$ 10,400 |
$ 19,240 |
2 |
$ 14,000 |
$ 25,900 |
3 |
$ 17,600 |
$ 32,560 |
4 |
$ 21,200 |
$ 39,220 |
5 |
$ 24,800 |
$ 45,880 |
6 |
$ 28,400 |
$ 52,540 |
7 |
$ 32,000 |
$ 59,200 |
8 |
$ 35,600 |
$ 65,860 |
Each addnl |
$ 3,600 |
$ 6,660 |
* The income levels were developed using the poverty guidelines published by the Department of Health and Human Services