Consumer Credit and Budget Counseling


Use the fee schedule below to determine the fee you will be paying. You will also have to sign an Income Certification Form

You can make your payment via DEBIT CARD via the link here:

 

Make your payment here

 

Alternatively, you can mail your payment (MONEY ORDER only) to the following address:

 

CCBC - PREBANKRUPTCY
Post Office Box 866
Marmora, NJ 08223-0866

 

PreBankruptcy
Needs Based Fee Schedule
Fees are Waived or Reduced Based on Hardship or Ability to Pay:
At or Below Poverty Level: No Fees Charged
Low Income: (see below) $ 30.00 Per Individual
$ 40.00 Couple filing Jointly
Persons with Disabilities, Retired and relying on Social Security $ 30.00 Per Individual
$ 40.00 Couple filing Jointly
All Others $ 50.00 Per Individual
$ 60.00 Couple filing Jointly

 

Poverty and Low Income Levels
Size of Family
2008 Poverty Level *
Low Income Level (185%)
1
$ 10,400
$ 19,240
2
$ 14,000
$ 25,900
3
$ 17,600
$ 32,560
4
$ 21,200
$ 39,220
5
$ 24,800
$ 45,880
6
$ 28,400
$ 52,540
7
$ 32,000
$ 59,200
8
$ 35,600
$ 65, 860
Each addnl
$ 3,600
$ 6,660

 

* The income levels were developed using the poverty guidelines published by the Department of Health and Human Services.